Insurance

Campervan & Motorhome Hire Insurance

We’ve teamed up with insurance provider LV to make sure you’re covered in every eventuality whilst someone else is in charge of your motorhome or campervan.

What you’re charged per hire day as part of the cover:

1. Vehicles valued up to £30,000 - £7 plus IPT per day (IPT is 12% the daily rate).
2. Vehicles valued £30,001 to £45,000 - £15 plus IPT per day
3. Vehicles valued £45,001 to £75,000 - £20 plus IPT per day.
4. Warranted vehicles valued £50,000 and above are fitted with a 24 Hour Tracker
5. Maximum vehicle value under the Policy is £75,000
6. 25 % Owner Co-Insurance clause to apply in respect of Theft by Hirer
7. Excluding cover whilst off hire
8. Excluding cash hires
9. Excluding accident management work
10. Excluding caravans
11. UK only – EU use may be considered but will need to be declared in advance for consideration

Covered in the policy:

1. Accidental damage.
2. Third party liability
3. Limited cover for damage to other people’s property.
4. Legal representation and costs.
5. Emergency medical treatment following an accident involving an insured vehicle
6. Fire & theft cover.
7. Accidental damage.
8. New vehicle replacement.
9. Windscreen and windows.
10. Replacement locks.
11. Medical expenses.
12. Personal belongings.
13. Child seat cover.
14. Trailers.
15. Foreign use.
16. Unauthorised movement of obstructing vehicles.
17. Vehicles laid up and out of use.
18. Unlicensed drivers.
19. Car sharing.
20. Personal accident cove
21. Legal expenses.

*Drivers aged under 25 and over 75 and/or with less than 2 years full relevant UK/EU/US/AUS/CAN/NZ licence experience WILL NOT be covered in this policy.

Other exclusions or limitations do apply so be sure to read the full document when you register your RV.

Static Caravan & Lodge Hire Insurance

For our static insurance we’re working with Hiscox to make sure you don’t have to worry about a thing if anything happens to your caravan or lodge whilst you’re hiring it out.

You’re covered up to the amount of £1.2m in the event of damage caused by the following:

1. Fire, lightning, explosion or earthquake.
2. Storm or flood.
3. Weight of snow
4. Escape of water from and frost damage to fixed water tanks, apparatus and pipes.
5. Leakage of oil from any fixed domestic heating installation.
6. Smoke
7. Theft or attempted theft.
8. Collision or impact involving:
i. vehicles, aircraft or anything dropped from them;

ii. animals;

iii. falling trees, branches, telegraph poles, pylons or lamp-posts;

iv. asteroid.
9. An act of terrorism.
10. Riot, violent disorder, civil commotion and labour disturbance.
11. Vandalism and acts of malicious persons.
12. Electrical power surge.
13. Accidental damage which is sudden, unexpected and visible damage which has not been caused on purpose

Also covered in the policy:

Glass​ ​and​ ​sanitary​ ​ware

Accidental breakage of fixed glass (including the cost of removing and replacing double glazing frames), solar panels, fixed sanitary ware and ceramic hobs, all forming part of the buildings or tenant’s improvements for which the host is legally responsible as tenant, provided it happens during the stay. We will also cover accidental breakage of mirror, glass tops to furniture and fixed glass in furniture.

Loss​ ​Of​ ​Keys

If the paying guest loses the keys to outside doors, windows, safes and alarms of the hosts home during the stay we will pay the cost of changing the locks.

So how much can you earn hiring your caravan?